Share of Cost, Individual Indemnity Dental Insurance

Thursday, Jan. 25th 2018 6:03 AM

This is the plan where you choose your own individual or family dentist. The dental insurance plan pays the dental office on a traditional fee-for-service basis. A monthly premium is paid by the client and/or the employer to an insurance company, which then reimburses them for the services rendered.

A dental insurance company usually pays between 50% – 80% of the family or individual dental office fees for a covered procedures; the remaining 20% – 50% is paid by the client. These plans often have a pre-determined or set deductible amount which varies from plan to plan. Indemnity dental plans also can limit the amount of services covered within a given year and pay them based on a variety of fee schedules.

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Posted on Thursday, Jan. 25th 2018 6:03 AM | by Share of Cost | in Share of Cost | No Comments »

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