Share of Cost, Some typical features of Individual Indemnity Dental Insurance

Wednesday, Jan. 31st 2018 9:16 AM

High deductibles before coverage begins (well-designed plans don’t apply the deductible to preventive services)

Probationary periods on certain procedures that last up to a year

Annual dollar limit on benefits

Chose your own individual or family dentist

Your average monthly cost: $45 and up

Companies selling these plans are regulated by state insurance departments.

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