Dental Insurance can help to keep your family dental care cost more affordable. As it is dental care can be very expensive and without dental insurance it can be financially difficult to meet the rising cost of dental care. Statistics generated by American Dental Association stated that, more than 50% of families living in the US are unaware of dental insurance coverage. However, many family dental insurance plans are able to reduce your dental care expenses by 60%. Family dental PPO insurance plans starting price is normally around $79.95 per month. While other dental HMO insurance plans can run much less.