ShareofCost.com offers affordable senior dental insurance plans starting as low as $7.95 and up depending on the plan and plan type you may be looking for. Our website offers lower cost HMO plans as well as provide PPO and Indemnity insurance plan if you are looking to stay with a current dental provider that dose not take HMO insurance plans.  Just enter your zip in the quote box provided to review all our dental insurance options.

Researchers at VIB (a leading life sciences institute in Flanders, Belgium) and Ghent University have successfully established a causal relationship between exposure to so-called farm dust and protection against asthma and allergies. This breakthrough discovery is a major step forward towards the development of an asthma vaccine. The results of the research were published in the leading journal Science.

Many seniors have dental health issues that they feel they can not afford yet by purchasing a insurance plan, it will help keep dental care more affordable. ShareofCost.com offers a broad range of insurance plans, from lower cost more affordable plans to higher cost plans that will let you choose your own dental provider. Get your instant dental insurance quote today just by entering in your zip code in the quote box provided.

If you should have any questions about any of our dental insurance plan options please call our member service line at 310-534-3444 as we will be happy to help you.

An article published in 2014 in the British Journal of Sports Medicine summed up the  data  succinctly: “Physical inactivity is a leading  cause  of  death  worldwide.”  Indeed, US and international public health and medical experts have converged on that view in the past decade, thanks to a large body of compelling research. According to the World Health Organization (WHO), physical inactivity is responsible for 3.2 million deaths  annually and is the fourth-biggest risk for mortality, after high blood pressure, tobacco use, and elevated blood glucose.  Respond effectively, wrestling with the complex task of converting knowledge into interventions that can boost people’s activity levels, whether they’re working, engaging in domestic chores, or enjoying leisure time. Despite such a striking and heavy
burden, policy makers have struggled to

Question.  I am wanting to get a Delta Dental plan I saw on your web page but I not sure how to find a dentist.

Answer: Depending on which Delta dental plan you are reviewing it may not have providers since we also offer Delta Dental Indemnity plans. This just means you can go to any dentist of your choose.  However if you are reviewing one of our PPO Delta dental plans then just click the link to review more detail and you will then see the link to find a dentist.  Call our member services at 310-534-3444 if you need help finding the links as they will be happy to assist you

While you can start receiving your Social Security benefits any time between the ages of 62 to 70, if you can wait, you can potentially receive a significantly larger monthly check for the rest of your life. Those who need the benefits right away at age 62 should not hesitate to use them. That’s why they are there. But, if you can wait, even an additional year or two, your monthly payments can increase substantially.

The National Academy of Social Insurance has some great short fact sheets and video clips on Social Security and things to consider when deciding when to receive your benefits. See their section, When to Take Social Security: It Pays to Wait.

Question: Looking for a individual PPO dental insurance plan in California. One that is no more the $45.00 a month. How can I tell the cost of the plans you have to offer?

Answer: We have many PPO plans in California and cost will range based on home zip  code and sometime age. In order to review all our dental PPO plan options just enter you zip code in the quote box provided at the top of the screen.  Also please call our member services at 310-534-3444 if you have any questions about our dental insurance plans

As mentioned earlier, Medicare will only cover your DME if you use an approved supplier. If you have Original Medicare, the type of supplier Medicare has approved for you will depend on how Medicare pays for equipment in your area and the kind of DME you need. In many areas, called competitive bidding regions, Medicare will usually only pay for DME from a select group of suppliers known as contract suppliers. In other areas, you can use any supplier that has signed up to bill Medicare. However, remember that it costs the least if you use a supplier that accepts Medicare assignment. They are identified on www.medicare.gov with a blue M icon.

Visit www.medicare.gov/supplier or call 1-800-Medicare to get a list of approved participating suppliers in your region. If you have a Medicare Advantage Plan, you must follow your plan’s rules to get your DME covered, which typically include using in-network suppliers. Contact your plan to find out its rules before you order your DME. Your local Health Insurance Counseling and Advocacy Program (HICAP) can also provide individualized counseling and education about Medicare coverage of DME, based upon your unique needs and location. To find your local HICAP, or call 1-800-434-0222. Finally, Medicare has rules preventing DME companies from making unsolicited contact with you to sell their products. If you think a DME supplier is making unsolicited contact with you, report it to our Senior Medicare Patrol (SMP) program at 1-855-613-7080.

Depending on the equipment, you may have to rent or buy your DME. Know that most equipment that costs more than $150 is initially rented. For rentals, Original Medicare pays 80 percent of the cost of a monthly rental fee for needed equipment for 13 months. You are responsible for the remaining 20 percent coinsurance. In the 10th month of rental, suppliers are supposed to notify you of the option to purchase vs. renting; with the exception of oxygen, which can only be rented. If you are buying your DME, have Original Medicare, and use approved suppliers, Medicare covers 80% of the cost, and you or your supplemental insurance are responsible for the remaining 20%.

Note that if you are paying a monthly rental fee for your equipment, your supplier must perform all needed repairs and maintenance requiring the work of a professional—without charging you extra. If you own your equipment, Original Medicare will pay 80% of the Medicare-approved amount for repairs and maintenance, and you will be responsible for the 20% coinsurance. If you have a Medicare Advantage Plan, you may pay a fixed rate or a coinsurance to rent or buy your DME. Call your Medicare Advantage Plan to find out the coverage rules and costs for your specific DME.

Durable medical equipment (DME) is equipment that helps you complete your activities of daily living. Wheelchairs, walkers, and home oxygen equipment are some examples of Medicare-approved DME. Most people need some kind of DME at least once during their lives. In this presentation, we will learn how Medicare DME rules work so that you can limit your costs in the future.

Most people need some kind of DME at least once during their lives. Medicare Part B covers DME if equipment is:

• durable, meaning you can use it again
• designed to help your medical condition or injury
• appropriate for use in your home
• likely to last for three years or more

To show that these criteria are fulfilled, your doctor must prescribe the equipment. In addition, you must get the equipment from a certain group of Medicare-approved suppliers. If you are in a Medicare Advantage Plan and you need DME, call your plan to find out if the equipment is covered and how much you will have to pay.

ShareOfCost.com offers some of the best insurance companies around that provides benefits that will save you money on your dental care needs. Review the dental insurance plans we have to offer by just entering your zip code in the quote box provided. Our member services is available at 310-534-3444 M-F and are happy to help you in finding the right plan for your dental needs.

Mental disorders such as depression and alcohol use disorders often co-occur with other common noncommunicable diseases such as diabetes and heart disease. Furthermore, noncommunicable diseases are frequently encountered in patients with severe mental disorders such as schizophrenia. The pathways underlying the comorbidity of mental disorders and noncommunicable diseases are complex.

For example, mental and physical noncommunicable diseases may have common environmental risk factors such as unhealthy lifestyles, and treatments for one condition may have side effects that increase the risk of another condition. Building on the robust evidence base for effective treatments for a range of mental disorders, there is now a growing evidence base for how such treatments can be integrated into the care of people with noncommunicable diseases.

The best-established delivery model is a team approach that features a nonspecialist case manager who coordinates care with primary care physicians and specialists. This approach maximizes efficiencies in person-centered care, which are essential for achieving universal health coverage for both noncommunicable diseases and mental disorders. A number of research gaps remain, but there is sufficient evidence for policy makers to immediately implement measures to integrate mental health and noncommunicable disease care in primary care platforms.

Question: I need to have a PPO dental insurance plan in order to state with my current provider. I hoping to find one that has shorter waiting periods then 6 and 12 months.   

Answer: Six and Twelve months are pretty basic waiting periods for PPO dental insurance plan. However we do have one Madison National dental insurance plan with no waiting periods you may want to review.

According to a new survey from the American Heart Association/American Stroke Association, more than 50 percent of stroke patients and caregivers report anxiety and frustration when the cause of the stroke was undetermined, or “cryptogenic.”  The survey, which included 309 cryptogenic stroke patients and caregivers, also found that only 20 percent of patients and caregivers report receiving information for cryptogenic stroke at the time of diagnosis.

The survey findings indicate that patients and caregivers are significantly impacted by stroke with more than 70 percent of both groups reporting feeling tired and drained (or having low energy) as a result.

Free Dental Care in California Question: I am poor an can not afford dental care but I know I have cavities. Where can I go for free dental care.

Answer: Sadly not too many places offer free dental care.  However you do have a few options. Go to the America Dental Association website and see if they have any programs for free dental care.  This happens often in the month of February, since February is oral health care month.  See if there are any dental schools and or clinics. These places will often provide lower cost dental care and adjust payments to what you can afford.

You may also want to think about getting a low cost dental HMO insurance plan. You can find these types of insurance plans can be as low as $7.95 a month, yet they still provider dental care at a much lower cost then not having any dental insurance in place.

Researchers have discovered a mechanism that stops the body reacting with an excessive immune reaction and suggest this could form the basis for a new allergy treatment.

Most people with allergies have to take medication throughout their life: Their body “thinks” that proteins from the environment are so “strange” that they elicit an immune reaction. Until present, it was not possible to develop an efficient therapy so that the body “learns” to stop in an overreacting way.

Scientists from the Swiss Institute of Allergy and Asthma Research (SIAF) in Davos, from the University of Tokyo, the RIKEN Research Institute in Yokohoma, and from Stanford University recently discovered a mechanism that could be the basis for a new way to handle allergies.