Question: What is the best individual dental plan to get? I have a budget of $40.00 a month on dental insurance, and I wonder if it is better to go with a lower-cost HMO plan or max my budget and get a PPO plan with a low max limitation of 1000.00.

Answer: This question depends on your own dental care needs. A low-cost HMO plan such as our California Dental and or Delta Dental is not only more affordable than our PPO options, but HMOs tend to make budgeting dental care services easier since they base their benefits on a fee schedule, which lets you know the cost for each covered service.

A PPO is more provider-friendly. PPO insurance plans allow you to choose from a broader provider list than HMO plans. However, they also typically provide benefits to non or outside-network providers. If you are still trying to decide about your options, call our member service line at 310-534-3444, as they will be happy to help you with the available dental plan options.

We have over 50 dental insurance plan options that provide a broad range of monthly costs that can help meet most people’s spend-down requirements to eliminate your share of cost.

ShareofCost.com is proud to be providing dental insurance plans now for over 20 years, helping people meet their spend-down requirements. We also have vision insurance which, like dental insurance, is an acceptable expense to reduce your income to help eliminate your medical/medicare share of cost.

If you have any questions about our dental insurance and plan options, please call our member services line at 310-534-3444, as we will be happy to assist you in your dental insurance search.

Knowing your options will help you make a more informed decision on your dental health care plan. At ShareofCost.com, we provide over 50 dental insurance plan options for your view so you can best pick the plan that will fit you and or your family’s needs. When choosing the right dental insurance plan for you and or your family, it is helpful to know the different plan types available.

What is a Dental HMO Insurance Plan? A Dental HMO Insurance plan is a type of dental insurance in which you must choose a primary care dentist who will provide most of your dental care. You can only see specialists if your primary care dentist refers you to them. Dental HMO plans typically have lower out-of-pocket costs than other dental insurance plans, but they also have less flexibility regarding which dentists you can see.

What is a Dental PPO Insurance Plan? A Dental PPO Insurance plan is a type of dental insurance that allows you to see any dentist you want, even if they are outside of the plan’s network. However, you typically pay less if you see a dentist within the plan’s network. Dental PPO plans tend to have higher out-of-pocket costs than Dental HMO plans, but they also offer more flexibility when choosing a dentist.

What is a Dental Indemnity Insurance Plan? A Dental Indemnity Insurance plan is a type of dental insurance that allows you to see any dentist you want without any limitations or restrictions on which dentists you can see. You will typically pay a percentage of the cost of your dental care, and the insurance company will pay the remaining percentage. Dental Indemnity plans tend to have higher out-of-pocket costs than other dental insurance plans, but they also offer the most flexibility when choosing a dentist.

For anyone who wants to address a spend-down to eliminate their share of cost, we at ShareOfCost.com have a broad range of dental insurance plans which help us meet your spend-down requirements. Just call our office, and we will go over the options available. Our member service line is at 310-534-3444, and we will be happy to assist you in buying the best dental plan for your needs.

Employees with very demanding jobs and not much freedom to make decisions have a much higher risk of having a heart attack compared to other people of their age whose jobs are less stressful, researchers from University College London reported in The Lancet.

Research published in BioMed Central’s open access journal BMC Plant Biology shows how targeting two bacterial genes into an ornamental plant (Pelargonium), can produce long-lived and pollen-free plants. Pelargoniums (‘Geraniums’ and ‘Storkbills’) have been cultivated in Europe since the 17th century and are now one of the most popular garden and house plants around the world.

Moderate to light exercise for seniors may help them to deal with anxiety and stress for a period of time after their workout. Previous research has shown that exercise boosts mood, but the effects on a person’s emotional state have yet to be seen, as well as whether the positive effects last when faced with everyday stressors.

Ghrelin is a hormone released by the lining of the stomach that promotes feeding behavior. Decreasing ghrelin levels could potentially help combat obesity in fact, a vaccine that lowers ghrelin levels in order to reduce appetite is being studied as a treatment for obesity. However, many people eat as a way to relieve stress.

According to The University of Michigan Mott Children’s Hospital National Poll on Children’s Health, nearly 1 in 4 grandparents keep prescription medications in places children can easily access. Each year, more young children visit the emergency room for unintentional medication poisonings than for car accidents. The poll asked parents and grandparents of children, aged 1 to 5 years old, whether medicines were present in their homes and if so, how they are stored. Matthew M. Davis, M.D., M.A.P.P., director of the C.S.

British consumers are considerably misjudging how much sugar supposedly “healthy option drinks” contain, researchers from the University of Glasgow, Scotland, revealed in a new report. The investigators asked 2,005 individuals across the country to estimate how much sugar some popular drinks contained. They found that, in general, people tend to slightly overestimate the sugar content of sodas (fizzy drinks), while seriously underestimating levels in milkshakes, smoothies, energy drinks and several fruit juices.

A new study by researchers at the University at Buffalo and the University of California, Irvine, to be published in the September issue of the journal Pain, reveals that, for people with chronic back pain, having a little adversity in your life can be protective and beneficial.

If you’ve ever groaned, “Oh, my aching back!”, you are not alone. Back pain is one of the most common medical problems, affecting 8 out of 10 people at some point during their lives. Back pain can range from a dull, constant ache to a sudden, sharp pain. Acute back pain comes on suddenly and usually lasts from a few days to a few weeks. Back pain is called chronic if it lasts for more than three months.

Most back pain goes away on its own, though it may take awhile. Taking over-the-counter pain relievers and resting can help. However, staying in bed for more than 1 or 2 days can make it worse.

 For a complete listing of specialty programs and hours of operation, please refer to the Medi-Cal Directory in the provider manual.

Mailing Address:
HP Enterprise Services
PO Box 13029
Sacramento, CA 95813-4029

Medi-Cal Fraud is Against the Law
Medi-Cal fraud costs taxpayers million each year and can endanger the health of Californians. Help protect Medi-Cal and yourself by reporting violations today.

DHCS Medi-Cal Fraud Hotline: 1-800-822-6222

The call is free and you can remain anonymous. Knowingly participating in fraudulent activities can result in prosecution and jail time. Help prevent Medi-Cal fraud.

Stop Illegal Tobacco Sales
The simplest way to stop illegal tobacco sales to minors is for merchants to check ID and verify the age of the tobacco purchasers. Report illegal tobacco sales to 1-800-5-ASK-4-ID.

For more information, see the California Department of Public Health – California Tobacco Control Web site.

Walter and Eliza Hall Institute scientists have identified the three protein fragments that make gluten – the main protein in wheat, rye and barley – toxic to people with coeliac disease. Their discovery opens the way for a new generation of diagnostics, treatments, prevention strategies and food tests for the millions of people worldwide with coeliac disease…

We offer many Delta dental plans for seniors. Which helps to provide affordable dental coverage’s. We also provide Delta dental plans that do not have waiting periods. So if a larger dental care is needed you be able to have benefits available at the start of the plans effective date. If you do not have any basic or major dental care needs right away you may want to choose one of Delta dental plans that do have waiting periods but offer a lower monthly cost of their plan. Review our dental insurance plan options that include Delta dental just by entering your zip code in the quote box provided. If you have any questions please call our office at 310-534-3444 M-F 8am – 4pm

Because dental is not included in Original Medicare (unless medically necessary) or Medigap supplement plans, seniors must look elsewhere for dental care coverage.

One option is that you could enroll in a Medicare Advantage plan, just be aware that dental benefits are usually limited to cleanings, exams, and bitewing X-rays. So make sure you know the benfits offered and the plan limitations on services

Another option is that you buy your own individual dental insurance plan. There are different dental insurance plan types. If you are low income or fixed budget you may want to review a dental HMO insurance plan as they are the more affordable dental insurance option.

However if you have a dentist you like to stay with that dose not accept dental HMO insurance plan the you will want to review dental PPO’s plan instead as they let you choose inside or outside plan proviers.

On our website shareofcost.com we provide both of these options in most states. Just enter your zip code in the quote box to review all our dental insurance options. If you have any question need help please call our customer service line at 310-534-3444 M-F 8am – 4pm Pacific Daylight Time

A fee schedule is a complete listing of fees/cost you pay for the different dental services that are covered by the plan. You will generally find fee schedules with dental HMO insurance plans. Dental HMO plans will lay out all the dental services that are offered under the plan and your cost should you have them.

There are good benefits to fruit juice, however just like soda they can still be harmful to your child teeth. According to the head of a leading Dentistry University in Australia, juices, contain citric acid which can dissolve the hard structures of your teeth, especially the exposed roots and the enamel, which leaves the inner parts of teeth exposed. This, in turn, leads to tooth sensitivity.

The healthiest drink you can have is water but you do not have to stop all other drinks. Just limit amounts of fruit juice and soda and drink out of a straw to limit contact on your teeth.