What are the community spousal resource limits for 2002 when qualifying for the Medi-Cal nursing home benefit?

Sunday, Nov. 8th 2020 5:34 PM

The 2002 community spouse resource allowances are $89,280 in assets and $2,232 in monthly income. For a married couple with one spouse in a nursing home and the other spouse at home, the spouse at home may keep up to $89,280 in resources (property and other assets) while the spouse in a nursing home may keep $2,000. The spouse at home may keep all of the income received in his or her name, regardless of the amount. If the amount is below $2,232 per month, the spouse in the nursing home may
allocate income to bring the at-home spouse’s income up to the $2,232 per month limit. The spouse in the nursing home is permitted to keep $35 a month for personal needs. (For 2001, the amounts were $87,000 in assets and $2,175 in income).

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Posted on Sunday, Nov. 8th 2020 5:34 PM | by Share of Cost | in Medi-Cal, Share of Cost | No Comments »

Share of Cost – Seniors and Diminished Sense of Taste

Friday, Nov. 6th 2020 8:52 AM

Seniors and Diminished sense of taste: While advancing age impairs the sense of taste, diseases, medications, and dentures can also contribute to this sensory loss.

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Posted on Friday, Nov. 6th 2020 8:52 AM | by Share of Cost | in Share of Cost | No Comments »

Can a facility transfer or discharge a resident out of the facility because of a change in the resident’s method of payment from private or long-term care insurance payment to Medi-Cal payment?

Wednesday, Nov. 4th 2020 12:30 PM

Generally, no. The only exception is if the facility is not certified to accept payment from the Medi-Cal program. In that case, the facility would be allowed to transfer or discharge the resident if the resident’s stay is no longer covered by long-term care insurance and he/she is unable to continue to pay privately. However, the facility is required to inform residents of this possibility at the time they are admitted to the facility.

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Posted on Wednesday, Nov. 4th 2020 12:30 PM | by Share of Cost | in Medi-Cal, Share of Cost | No Comments »

Share of Cost – Seniors and Darkened Teeth

Monday, Nov. 2nd 2020 8:13 AM

Changes in dentin to some extent can be a cause of darkened teeth. Additional causes can include a lifetime of consuming stain-causing foods and beverages, which is also caused by thinning of the outer enamel layer that lets the darker yellower dentin show through. However, a darkened tooth or teeth may also be a sign of a more serious dental problem and you should have it checked by your dentist.

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Posted on Monday, Nov. 2nd 2020 8:13 AM | by Share of Cost | in Share of Cost | No Comments »

Share of Cost – Where you can get help paying for Dental Care Services

Friday, Oct. 30th 2020 8:04 AM

Medicare pays for a wide range of services, including many preventive benefits, however, coverage of dental care is very limited. So where can you turn to in order to have dental care services at a more affordable cost.

On our website shareofcost.com sell dental insurance to individual and family plans. Just because you may have Medicare dose not mean you can not buy dental insurance for yourself and your dental care needs.

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Posted on Friday, Oct. 30th 2020 8:04 AM | by Share of Cost | in Share of Cost | No Comments »

What property/assets are allowable for Medi-Cal?

Wednesday, Oct. 28th 2020 5:51 AM

The Medi-Cal program determines eligibility for benefits on a “means” tested basis. If a Medi-Cal applicant’s property/assets are over the Medi-Cal property limit, the applicant will not be eligible for Medi-Cal unless they lower their property/assets according to the program rules. The Medi-Cal
eligibility worker looks at how much an applicant and their family has each month. If their property/assets are below the limit at any time during that month, the applicant will get Medi-Cal, if otherwise eligible. If a person has more than the limit for a whole month, Medi-Cal benefits will be
discontinued.

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Posted on Wednesday, Oct. 28th 2020 5:51 AM | by Share of Cost | in Medi-Cal, Share of Cost | No Comments »

Share of Cost – Medicare and Dental

Monday, Oct. 26th 2020 7:55 AM

Does Medicare pay for preventive dental care as well majors services such as dentures?

Original Medicare (Parts A and B) does not cover routine oral dental care, such preventive care and fillings, dentures, root canals, etc.

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Posted on Monday, Oct. 26th 2020 7:55 AM | by Share of Cost | in Share of Cost | No Comments »

Where can I get more information on Medi-Cal Eligibility?

Friday, Oct. 23rd 2020 6:34 AM

You can find more information by downloading a copy of “Before You Buy,” found on the Partnership’s web site. This document, which provides an explanation of asset protection and Medi-Cal Eligibility rules, must be provided to consumers when long-term care presentations are made, in compliance with Partnership regulations. “Before You Buy” is updated annually with new figures on current Medi-Cal resource and income limits.

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Posted on Friday, Oct. 23rd 2020 6:34 AM | by Share of Cost | in Medi-Cal, Share of Cost | No Comments »

Share of Cost – Dental Implant and Oral Care

Wednesday, Oct. 21st 2020 2:04 PM

Did you know that dental implants require the same normal oral care routine as teeth because they mimic the natural tooth. You can successfully floss and brush around the implant like a normal tooth. Dental bridges, on the other hand, require meticulous care and you are expected to floss under the false tooth. This is particularly challenging for the elderly who may not be as attentive to details. This makes dental implants easier to manage.

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Share of Cost – Dental Implants for Seniors

Friday, Oct. 16th 2020 11:35 AM

If you are a senior may wonder whether dental implants work just as well for older patients as they do for younger ones. You may also wonder whether your dental implants have a different success rate based on your age.

The answer to that question is that dental implants are just as effective and long-lasting in older patients as they are in younger ones. In fact, dental implants can change the lives of older patients for the better, giving them more confidence and improved physical and mental health.

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Share of Cost – What Are Dental Implants?

Monday, Oct. 12th 2020 11:16 AM

Dental implants are permanent attached anchors that integrate with your jawbone to provide a stable base for long-term tooth replacement. Customized crowns for the implant are then attached to the implants.

Because dental implants become part of your jaw, they look and feel like natural teeth. They do not move or slip around while you eat or talk.

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Posted on Monday, Oct. 12th 2020 11:16 AM | by Share of Cost | in Share of Cost | No Comments »

Share of Cost – Dental Dental Individual plans for Seniors

Friday, Oct. 9th 2020 9:45 AM

We offer many Delta dental plans for seniors. Which helps to provide affordable dental coverage’s. We also provide Delta dental plans that do not have waiting periods. So if a larger dental care is needed you be able to have benefits available at the start of the plans effective date. If you do not have any basic or major dental care needs right away you may want to choose one of Delta dental plans that do have waiting periods but offer a lower monthly cost of their plan. Review our dental insurance plan options that include Delta dental just by entering your zip code in the quote box provided. If you have any questions please call our office at 310-534-3444 M-F 8am – 4pm

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Posted on Friday, Oct. 9th 2020 9:45 AM | by Share of Cost | in Share of Cost | No Comments »

Share of Cost – Dental Insurance for Seniors Over 65

Wednesday, Oct. 7th 2020 10:59 AM

Because dental is not included in Original Medicare (unless medically necessary) or Medigap supplement plans, seniors must look elsewhere for dental care coverage.

One option is that you could enroll in a Medicare Advantage plan, just be aware that dental benefits are usually limited to cleanings, exams, and bitewing X-rays. So make sure you know the benfits offered and the plan limitations on services

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Share of Cost – What is a Fee Schedule

Wednesday, Sep. 30th 2020 10:28 AM

A fee schedule is a complete listing of fees/cost you pay for the different dental services that are covered by the plan. You will generally find fee schedules with dental HMO insurance plans. Dental HMO plans will lay out all the dental services that are offered under the plan and your cost should you have them.

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Share of Cost – Dental Discount Plans.

Sunday, Sep. 27th 2020 10:23 AM

Are dental discount plans good alternative to insurance?

In many states you maybe be able to buy a dental discount plan. It is important to know that a dental discount plan or also know as a dental savings plan are not insurance. They do as the name suggest helps you save money off your dental care needs at plan providers. Dentist that accept the discount plan you are review. with most discount plans you pay for all dental care services just at a reduce discounted cost. Preventive dental care typical being at a very low cost.

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Posted on Sunday, Sep. 27th 2020 10:23 AM | by Share of Cost | in Share of Cost | No Comments »

Share of Cost – More on Seniors and Voting

Wednesday, Sep. 23rd 2020 9:35 AM

Question: I am elderly and not very mobile to get to the polling place on my own. A local candidate’s campaign called and offered to take me to the polls on Election Day. Can they do that?

Reply: Yes, but they cannot attempt to influence you or offer you any type of reward or thing of value for voting, or talk to you about how you intend to vote. – Source: Secretary of State CA Gov

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