Share of Cost, Looking for individual dental insurance quotes you can afford

Thursday, Jan. 19th 2017 6:33 AM

When you’re ready to obtain online dental insurance quotes, simply  put your zip code in the area indicating zip code.  Join the hundreds of customers who have discovered how easy it is to shop for cheap dental insurance quotes online with Insurance Company.com.  If you’re not covered by an employer’s group dental plan, you may be looking for individual dental insurance quotes as a supplement to your health insurance coverage or as a stand-alone policy.  When considering your cheap dental insurance quotes, be sure to compare the benefits offered and annual maximum benefits levels as well as the monthly dental insurance rates and premiums.  Here are some questions to guide you when shopping for low cost dental insurance quotes: Are you free to choose any provider you wish.

We make it simple for you to obtain online dental insurance quotes anytime, from the comfort and privacy of your own home.  Get low cost dental insurance quotes with Insurance Quotes.  Browse vendors offering private dental insurance quotes online and select a plan that suits your needs.  Contacting your local dentist to see which plans are best is also a good route to securing dental insurance quotes.  Start by breaking the dental insurance quotes up into groups.

 

Posted on Thursday, Jan. 19th 2017 6:33 AM | by Share of Cost | in Share of Cost | 1 Comment »

Share of Cost, What is a Hiatal Hernia?

Tuesday, Jan. 17th 2017 5:00 AM

Any time an internal body part pushes into an area where it doesn’t belong, it is called a hernia. The hiatus is an opening in the diaphragm. Normally, the esophagus goes through the hiatus and attaches to the stomach. In a hiatal hernia (also called hiatus hernia) the stomach bulges up into the chest through that opening.

There are two main types of hiatal hernias: sliding and paraesophageal. In a sliding hiatal hernia, the stomach and the section of the esophagus that joins the stomach slide up into the chest through the hiatus. This is the more common type of hernia.

The paraesophageal hernia is less common, but is more cause for concern. The esophagus and stomach stay in their normal locations, but part of the stomach squeezes through the hiatus, landing it next to the esophagus. Although you can have this type of hernia without any symptoms, the danger is that the stomach can become “strangled,” or have its blood supply shut off.

Posted on Tuesday, Jan. 17th 2017 5:00 AM | by Share of Cost | in Share of Cost | No Comments »

Share of Cost, The Benefits of Good Dental Hygiene

Sunday, Jan. 15th 2017 6:23 AM

Why is have good dental hygiene habits so important? We talked about having good oral hygiene habits throughout many post. However what are the benefits of having good oral hygiene habits.

The Benefits of Good Oral Hygiene:    

1) By taking care of your teeth and gums it helps to prevents tooth decay.

2) Good at home dental habits helps to prevents gum disease which can damage gum tissue and the bone that support teeth which can lead to the loss of teeth.

3) Good at home dental habits, helps to shorten your time at the dentist, and makes going to the dentist more pleasant.

4) What to save money? By having good dental habits, it helps to save you money too. By preventing tooth decay and gum disease, you can reduce the need for fillings and other costly dental procedures.

5) You do not want to have bad breath. By brushing and flossing it helps to rid your mouth of the bacteria that cause bad breath.

6) You like having white teeth.  Good dental habits helps keep teeth white by preventing staining from food, drinks, and tobacco.

7) Teeth are meant to last a lifetime, and by having good at home dental habits you help to make sure you have not only pretty smile but one that last.

8) Lastly do not forgot that having good at home dental hygiene habits does not negate having to see a dentist regularly.  Make sure to make and keep your dental check ups.

 

Posted on Sunday, Jan. 15th 2017 6:23 AM | by Share of Cost | in Share of Cost | No Comments »

Share of Cost, Competitive Dental Insurance Quotes

Friday, Jan. 13th 2017 6:21 AM

Dental insurance quotes include information on any deductible, which could affect the overall costs of the plan.  Dental insurance quotes from several companies will give you a good idea of the average price and coverage you can get.  When shopping for individual, family or group dental insurance quotes, always review the dental plan coverage description thoroughly for any variations in coverage levels.

If you want to save money and get the best plan for your situation, visit this website to get the most competitive dental insurance quotes.  If you are a patient who requires extra attention to the teeth, you may want to get dental insurance quotes from companies that provide this sort of coverage as well.  Our resources make easier for you to compare and find low cost dental insurance quotes and to find a policy that suits your needs.

 

Posted on Friday, Jan. 13th 2017 6:21 AM | by Share of Cost | in Share of Cost | No Comments »

Share of Cost, Stomach Ulcers, The the Signs and Symptoms

Wednesday, Jan. 11th 2017 5:00 AM

A number of symptoms are associated with stomach ulcers. The severity of the symptoms depends on the severity of the ulcer.

The most common symptom is a burning sensation or pain in the area between your chest and belly button. Normally, the pain will be more intense when your stomach is empty and it can last for a few minutes or several hours.

Other common symptoms include:

*    dull pain in the stomach
*    weight loss
*    not wanting to eat because of pain
*    nausea or vomiting
*    bloating
*    burping or acid reflux
*    heartburn (burning sensation in the chest)
*    pain improves when you eat, drink, or take antacids

Talk to your doctor if you experience symptoms of a stomach ulcer. Even though discomfort may be mild, ulcers can worsen if they aren’t treated.

Posted on Wednesday, Jan. 11th 2017 5:00 AM | by Share of Cost | in Share of Cost | No Comments »

Share of Cost, Maintaining Basic Dental

Monday, Jan. 9th 2017 6:27 AM

Care Research confirms that having good oral health is integral part of having good general health. Studies has found that this link is even more important for any person living with diabetes. That is why making sure you practice good basic dental care habits is important. Basic dental care involves brushing and flossing your teeth regularly, seeing your dentist and for regular checkups and cleanings, and eating a mouth-healthy diet, which means foods high in whole grains, vegetables and fruits, and dairy products.

Posted on Monday, Jan. 9th 2017 6:27 AM | by Share of Cost | in Share of Cost | No Comments »

Share of Cost on Cleaning Your Teeth

Saturday, Jan. 7th 2017 6:25 AM

Throw Away Your Old Tooth Brush

Dental experts say it is a good idea to replace your toothbrush every two to three months.  Dental researchers have discovered that toothbrushes with soft, nylon or polyester bristles with rounded tops do the best job of brushing teeth. You’ll also want to clean between your teeth with dental floss (a special string for cleaning your teeth) at least once a day. Dental floss can help clear food debris and plaque from the spaces between your teeth, where your toothbrush cannot reach.  Dental hygiene is imperative, and cleaning your teeth is the first step toward their long term preservation. Remember, in the long run maintaining your dental care through brushing will ultimately reduce your dental insurance premiums by reducing the amount of dental work the dentist will need to do.

Posted on Saturday, Jan. 7th 2017 6:25 AM | by Share of Cost | in Share of Cost | No Comments »

Share of Cost, $42 Billion Saved, The Power of Medicare Fraud Prevention

Thursday, Jan. 5th 2017 6:11 AM

Did you hear that our country’s fraud prevention efforts in fiscal years 2013 and 2014 resulted in $42 billion saved? That is an average of $12.40 saved for every $1 spent on fraud prevention efforts! This is a huge success for both the health and safety of beneficiaries and our Medicare program. Preventing Medicare fraud doesn’t just save the government money, it also protects beneficiaries from having unnecessary tests, being prescribed drugs or treatment they don’t need and that could be harmful to their health, and it ensures the health and longevity of the Medicare program for future generations.

A major factor to make this success happen was the passage of the Affordable Care Act (commonly referred to as Obamacare) which greatly increased funds to protect Medicare’s integrity and prevent fraud. These funds were used to increase the Medicare Fraud Strike Force from 2 to 9 cities; make sure health care providers enrolled in Medicare and Medicaid programs are properly screened; create and use predictive analytics to prevent fraud, waste, and abuse; and coordinate anti-fraud efforts with federal and external partners, such as our Senior Medicare Patrol.

Also, as quoted in a recent NY Times article, “to date, 2,000 of 2,900 defendants charged with felony health care fraud in strike force cases have been convicted. Most have been sentenced to prison, not merely probation. In addition, courts have ordered defendants to repay the government more than $5.5 billion, which is about the total amount the government paid out in the frauds that have been prosecuted.”

All of this success comes from and shines through the commitment and teamwork of multiagency networks and partners across the country committed to quality health care, program integrity and the safety and wellbeing of our beneficiaries.

 

 

Posted on Thursday, Jan. 5th 2017 6:11 AM | by Share of Cost | in Social Security | No Comments »

Share of Cost, Go to the Dentist

Tuesday, Jan. 3rd 2017 6:17 AM

No matter how great your dental habits are at home you still need to go to the dentist for regular dental check ups. It is key to have someone who knows teeth keep tabs on yours. See your dentist on regular basis, so they can look for signs of disease.  And remember  often you will need to go will depend in part on how well you care for your teeth. Most people have to visit only twice a year.

Posted on Tuesday, Jan. 3rd 2017 6:17 AM | by Share of Cost | in Share of Cost | No Comments »

Proper Dental Hygiene – By Brushing Your Teeth

Sunday, Jan. 1st 2017 3:16 PM

By Brushing Your Teeth

There is a right way to brush and floss your teeth.  Knowing how to brush and floss the right way is a big part of good oral health.  Use a soft toothbrush to scrub lightly with a dab of toothpaste, rinse it, and polish it dry with a soft towel.  Brush the outer tooth surfaces, the inner tooth surfaces, and the chewing surfaces of the teeth. The best way to brush your teeth is in little circles  go around and around until you have covered every surface of every tooth.  Brush your tongue to remove bacteria and freshen your breath.  Brushing and flossing precautions: Must be done thoroughly but not too vigorously, as rough movements can irritate or damage sensitive oral tissues.  Brushing your teeth with fluoride toothpaste is your best bet when it comes to keeping your teeth in tip-top shape. A worn toothbrush will not do a good job of cleaning your teeth.

Posted on Sunday, Jan. 1st 2017 3:16 PM | by Share of Cost | in Share of Cost | No Comments »

Share of Cost, Making Medicare Enrollment Clear and Simple

Saturday, Dec. 31st 2016 6:29 AM

The enrollment process for Medicare has not been updated for over 50 years when Medicare began. As a result 3/4 of a million Americans are paying a lifetime late enrollment penalty on their Medicare Part B premiums that is sometimes 30% or more of the current premium amount. In the past, most people who qualified for Social Security benefits at 65 years of age, were also then automatically enrolled into Medicare (as 65 is the general age of Medicare eligibility). Yet, now people born between 1948-1960 don’t qualify for full Social Security benefits until ages 66 to 67. (Full retirement age for people born in 1960 or later is 67). Also, more people are working longer and actively delaying the collection of their Social Security benefits. This means more and more people are no longer automatically enrolled in Medicare when turning 65. Yet, the federal government has no a formal notification system to let these people know about their Medicare eligibility, how and when to enroll and the financial consequences for not enrolling when first eligible.

The Beneficiary Enrollment Notification and Eligibility Simplification Act (BENES) Act (S.3236 and H.R. 5772) simplifies the Part B enrollment process through reforms and required statutory changes. This is the culmination of several years of work in which California Health Advocates (CHA) and other national consumer groups have worked with the Centers for Medicare and Medicaid Services, sent numerous other sign-on letters, and discussed remedies for the disconnect between Social Security benefits and eligibility for Medicare and other enrollment problems. This legislation is the end result and we urge you to support its success.

Below is a summary of the BENES Act of 2016 by the Medicare Rights Center. Here is also a section-by-section summary of the Act (HR5772).

MEDICARE ENROLLMENT SHOULD NOT BE A GAMBLE

THE BENES ACT (S.3236/H.R. 5772) OFFERS NEEDED SOLUTIONS

The laws underpinning Part B enrollment have not been revisited in over 50 years, since Medicare was first established. As a result, today nearly 750,000 Americans are paying a statutory lifetime late enrollment penalty, often 30% or more of their monthly Part B premium. Why? Because while people with Social Security benefits are automatically enrolled in Medicare, an increasing number of Americans are working longer, delaying retirement, and deferring Social Security. With fewer people automatically enrolled—and 10,000 Baby Boomers aging into Medicare each day—more people new to Medicare must actively enroll in Part B. Unfortunately, many such individuals fail to do so properly.

Different enrollment rules apply to those without coverage, with employer-based coverage, with retiree coverage, with COBRA coverage, and now with Marketplace coverage. The rules are so complicated that even the most sophisticated Human Resources (HR) departments struggle to follow them. Many retirees and people with disabilities who are paying for private coverage learn only after medical treatment that their insurance is “secondary” to Medicare and that relying on their insurance, instead of Part B, creates a “gap”—which can cost hundreds of thousands of dollars out-of-pocket.

Clear and simple advice to those approaching eligibility could help address the problem, but today the federal government provides no notification to people nearing Medicare eligibility that must actively enroll about when and how to do so. For those who make an honest mistake, an opaque process—known as equitable relief—requires them to prove they received erroneous advice from a federal official—a standard virtually impossible to meet. Championed by Congressmen Raul Ruiz (D-CA) and Patrick Meehan (R-PA) and Senators Bob Casey (D-PA) and Chuck Schumer (D-NY), the bipartisan, bicameral Beneficiary Enrollment Notification and Eligibility Simplification Act (BENES) Act (S.3236 and H.R. 5772) modernizes and simplifies the Part B enrollment process through a series of reforms that require statutory changes.

THE BENES ACT:

Increases Notification and Education. The BENES Act will create a pathway for the Department of Health and Human Services (HHS), Social Security Administration (SSA), and Internal Revenue Service (IRS) to work together and notify individuals approaching eligibility about enrollment rules and how other insurance works with Medicare.

Eliminates Coverage Gaps during Enrollment Periods. The BENES Act guarantees that people with Medicare do not experience a break in critical coverage. Specifically, the bill will fix coverage gaps in the 5th, 6th a person’s Initial Enrollment Period (IEP) and in the General Enrollment Period (GEP).

Updates Avenues for Relief. Current law provides no standardized process for those seeking equitable relief for failing to enroll in Medicare. Many beneficiaries are obliged to pay a lifetime Part B premium penalty or experience gaps in coverage as a result of misinformation by a trusted source. Consequently, the BENES Act will make the criteria for equitable relief requests more flexible.

PLEASE CO-SPONSOR THE BENES ACT TO MODERNIZE PART B ENROLLMENT LAWS AND ENSURE PEOPLE WITH MEDICARE ARE GETTING THE COVERAGE THEY DESERVE.

 

Posted on Saturday, Dec. 31st 2016 6:29 AM | by Share of Cost | in Social Security | No Comments »

Share of Cost, Difference Between Mouth Rinse and Mouthwash

Thursday, Dec. 29th 2016 3:13 PM

Many people thing mouth rinse and mouthwash are the same, but that would be wrong.

Mouthwash: Mouthwash is used to help freshen your breath.

Mouth Rinse: An antiseptic mouth rinse, however, will actually help to reduce the bacterial load found in plaque. By using mouth rinse it will help prevents plaque build-up more than just brushing and flossing alone.

Posted on Thursday, Dec. 29th 2016 3:13 PM | by Share of Cost | in Share of Cost | No Comments »

Share of Cost, Brush Your Teeth Twice a Day

Tuesday, Dec. 27th 2016 6:11 AM

Removes Plague Build Up

Teeth decay when bacteria and plaque are allowed to build up in the mouth and eat away. Plaque that is not removed with thorough daily brushing and cleaning between teeth can eventually harden into calculus or tartar.   Brushing removes plaque from the tooth surfaces. Brushing your teeth with fluoride toothpaste is your best bet when it comes to keeping your teeth in tip-top shape.   Brush your teeth twice a day, with a soft-bristled brush. Brushing your teeth twice a day can save you hundreds of dollars–sometimes thousands–in dental work.

Posted on Tuesday, Dec. 27th 2016 6:11 AM | by Share of Cost | in Share of Cost | No Comments »

Share of Cost, Genomics study points to origins of pollen allergens

Sunday, Dec. 25th 2016 6:00 AM

A joint University of Adelaide-Shanghai Jiao Tong University study has provided the first broad picture of the evolution and possible functions in the plant of pollen allergens.

Published in the journal Plant Physiology, the researchers believe their work may help with medical research into the reduction or prevention of allergic diseases such as asthma and allergic rhinitis (hay fever).

Posted on Sunday, Dec. 25th 2016 6:00 AM | by Share of Cost | in Share of Cost | No Comments »

Share of Cost, Flossing

Friday, Dec. 23rd 2016 6:50 AM

Flossing is fundamental part of your at home dental habit in order to keep your teeth and gums clean. However you only get the benefits of flossing when you do it right. Snapping and popping your way through the process probably does more harm than good, causing friction on tissue and damage at the gum line. Instead, use about two inches of floss between your fingers, unroll a fresh section of floss for each tooth, and keep the floss tight against your tooth to break up plaque while leaving your gums in good shape.

Posted on Friday, Dec. 23rd 2016 6:50 AM | by Share of Cost | in Share of Cost | No Comments »

Share of Cost, Brushing Your Teeth

Wednesday, Dec. 21st 2016 6:58 AM

A way to avoid having expensive dental visits is by having good at home dental habits. One of the first dental care habits we think of is brushing our teeth. Brushing our teeth once a day is good, but the American Dental Association says to brush twice a day. Use a soft-bristled toothbrush and a fluoride toothpaste. By brushing twice daily, it helps to prevents plaque from forming in the first place and disrupts any plaque that has already started to form. When brushing your teeth you want to make sure you get to all the areas of your mouth with your toothbrush, including teeth, gums, tongue, and the insides of your cheeks. In general, the process should take about 2 minutes.

 

Posted on Wednesday, Dec. 21st 2016 6:58 AM | by Share of Cost | in Share of Cost | No Comments »