Share of Cost, Abscessed Tooth and Dental Insurance.

Saturday, Nov. 19th 2016 6:14 AM

Question: I not completely sure but I think I may have an abscessed tooth.  I do not current have dental insurance and with the cost of dental care I been putting off going to the dentist because I do not have the money for treatment.  Not sure what I can do but I am having some pain issues now.

Answer: Sadly deferring dental care is never a good idea since as you can see it generally only leads to larger and yes more costly dental care treatment.  Yet you still have some options left too you.

1) you can buy a low cost dental discount plan. They run around $10.00 a month. These plans will help reduce your dental care cost at plan providers.  They also normally are effective the next business day which is important since you should see a dentist right away before your infection start to spread and cause not only oral health issues but over all health problems.

2) You can buy a lower cost HMO insurance plan like a discount plan you will need to go to plan providers but they normally will not have any plan waiting periods which is what you will want. However generally they are not effective until the next month of the month you are buying it in. Though they all have different cut off dates so make sure you know before buying the effective date so you can make a dental appointment right away.

3) You can see about going to a dental school.  If you have any local dental schools near you this is a good way to get much lower cost dental care.  However, you may not be able to get in right way so that is something you will need to look into.

4) See if there are any dental clinics near you.  generally dental clinics provide their dental treatment services at a lower cost.  Sometime their prices are based on what you can afford to pay.

Posted on Saturday, Nov. 19th 2016 6:14 AM | by Share of Cost | in Share of Cost | No Comments »

Share of Cost, Insurance Providers

Thursday, Nov. 17th 2016 1:12 PM

May Pay Up To 100% Of Preventative Dental Care

Insurance providers will pay up to 100% of preventative dental care. Dental insurance is intended to help offset the costs associated with dental care. Dental Insurance Plan Choices: Indemnity Plan: An indemnity dental insurance plan allows you to select your own dentist. Dental insurance plans differ in the level of reimbursement offered for certain procedures and in annual dental spending caps.

The dental insurance programs listed are based upon the zip code you entered and their availability. Dental insurance plans play a big role in helping people cope with dental health care without the exceedingly high costs. Dental insurance benefits for the most part have remained at the same level for more than two decades, leaving patients to pick up any added costs out-of-pocket.

 

Posted on Thursday, Nov. 17th 2016 1:12 PM | by Share of Cost | in Share of Cost | No Comments »

Share of Cost, Fire ants, children, and pets

Tuesday, Nov. 15th 2016 6:11 AM

Children and pets are more at risk from fire ant bites since they are unaware of the dangers of fire ant mounds. Pets may also bring fire ants inside on their fur after a fire ant attack, making owners at risk from attacks.

Parents should talk to children about the dangers of fire ants and show them what fire ant mounds look like. They should teach children to brush off fire ants as soon as they find them crawling on their skin.

Removing visible fire ant mounds and gating off areas where fire ants live can help protect pets. If a pet is attacked by fire ants, it should be moved away from the ants.

Ants should be removed by hand. Spraying the ants with water may cause them to latch on with their jaws. This can be frightening to a pet experiencing an attack.

Posted on Tuesday, Nov. 15th 2016 6:11 AM | by Share of Cost | in Share of Cost | No Comments »

Share of Cost, What is an Abscessed Tooth?

Sunday, Nov. 13th 2016 6:09 AM

Abscessed Tooth: An abscessed tooth is normally a painful infection at the root of a tooth or between the gum and a tooth. It is most commonly caused by severe tooth decay. However, some other causes includes: trauma to the tooth, such as when it is broken or chipped, and gingivitis or gum disease. These problems can cause openings in the tooth enamel, which allows bacteria to infect the tooth pulp (the center of the tooth). The infection may also spread from the root of the tooth to the bones supporting the tooth. If you think you may have a abscessed tooth is is imperative that you see a dentist right away. Untreated dental abscessed are not only very painful but can lead to much larger health issues.

Posted on Sunday, Nov. 13th 2016 6:09 AM | by Share of Cost | in Share of Cost | No Comments »

Share of Cost, Indemnity Dental Insurance

Friday, Nov. 11th 2016 6:06 AM

Buy It As An Insurance Package

Indemnity dental insurance is an insurance package where the policyholder can choose his or her own dentist and the insurance provider will be the one to pay that designated dentist your fees or, usually, around half of them. Indemnity Dental Insurance Plans: this type of dental plan pays the dental office (dentist) on a traditional fee-for-service basis.

There are several features of indemnity dental insurance plans for individuals that make these plans different from many other types of dental coverage: Insurance providers will pay up to 100% of preventative dental care. Indemnity dental insurance is an insurance package where the policyholder can choose his or her own dentist and the insurance provider will be the one to pay that designated dentist your fees or, usually, around half of them.

Indemnity Dental Insurance Plans, this type of dental plan pays the dental office (dentist) on a traditional fee-for-service basis. Features of a dental insurance indemnity plan: there are several features of indemnity dental insurance plans for individuals that make these plans different from many other types of dental coverage.

Posted on Friday, Nov. 11th 2016 6:06 AM | by Share of Cost | in Share of Cost | No Comments »

Share of Cost, Fire ant bite prevention

Wednesday, Nov. 9th 2016 6:27 AM

Attacking a fire ant nest is likely to provoke an attack from the ants within.

The following steps can help prevent fire ant bites and reduce their severity:

* Moving out of an area immediately if bitten by a fire ant or fire ants are found on the body

* Wearing protective clothing like thick socks and boots while working outdoors

* Avoiding work in or around fire ant nests

* Using insect repellents designed to deter fire ants

People should not stomp on fire ant nests, even when wearing protective clothing. Attacking nests in this way can provoke an attack.

It is also important to check for fire ants indoors. Fire ants sometimes move inside to escape extreme weather conditions. If fire ants are indoors, homeowners should consider seeking help from a pest management company.

Posted on Wednesday, Nov. 9th 2016 6:27 AM | by Share of Cost | in Share of Cost | No Comments »

Share of Cost, How Many Times A Year Should You See Your Dentist?

Monday, Nov. 7th 2016 6:25 AM

According to the American Dental Association, over half of Americans go to the dentist once every six months. Many view the “go to the dentist twice a year” mantra as written in stone. Yet is that really the case?The truth is how many times you need to see a dentist in a year depends on your own oral health care.  There are some people that have very good oral health care habits along with good genes that they may only have to only see a dentist once a year.

Where as other people may not be so lucky.  With gum disease being the number one dental care issue in American, people with gum disease may have to see a dentist three to four time a year. Your dentist will be able to best advise you on just how often you should come in each year, he or she will go over your oral health and your at home dental care habits to help determine what best for you.

Posted on Monday, Nov. 7th 2016 6:25 AM | by Share of Cost | in Share of Cost | No Comments »

Share of Cost, Just How Important Is Dental Insurance

Saturday, Nov. 5th 2016 6:23 AM

Who Needs Dental Insurance?

It is important that you do seek dental coverage of some kind to ensure the health of your teeth and gums. Dental insurance functions in the similar manner to that of health care insurance in providing you compensation. Dental Insurance plan types similar to medical insurance plans, dental insurance plans are often categorized as either Indemnity or managed-care plans.

Posted on Saturday, Nov. 5th 2016 6:23 AM | by Share of Cost | in Share of Cost | No Comments »

Share of Cost, Medical remedies for fire ants

Thursday, Nov. 3rd 2016 6:21 AM

Breathing difficulties, changes in consciousness, severe swelling, and similar symptoms within an hour of the bite require emergency medical care. Emergency treatment with epinephrine can reverse the reaction.

After an anaphylactic reaction to fire ants, some doctors recommend carrying an EpiPen. These home devices inject epinephrine immediately after a bite. They can be life-saving in the event of another allergic reaction, or when a reaction occurs in an area where medical help is not close by.

If the symptoms of a fire ant bite don’t go away after a few days, medical treatment may be necessary. This is also the case if there is swelling, intense pain, or spreading redness on the skin. Depending on the cause of the symptoms, a doctor may recommend hydrocortisone cream or hydrocortisone injections. Infected bites may require antibiotics.

Posted on Thursday, Nov. 3rd 2016 6:21 AM | by Share of Cost | in Share of Cost | No Comments »

Share of Cost, Having good oral health will save you money.

Tuesday, Nov. 1st 2016 6:18 AM

The cost of dental care (like many other things) is only getting higher. What is worse is many employers do not offer dental insurance benefits. Sadly many people answer to dental care cost is by putting off going to the dentist until something is really wrong.

However that is the worst thing you can do. Problems with your teeth and gums are not only expensive, they can cause other more serious health problems, as well. that because, bacteria in the mouth can travel and cause inflammation in other parts of the body, resulting in other illnesses. In addition, the longer you leave dental problems alone, the costlier they can become to fix. What begins as a tiny cavity ends in an expensive root canal or the total loss of the tooth.

Yet it does not have to be that way, by seeing your dentist at least twice a year for your twice a year check ups and cleaning’s you help to avoid ever having larger dental care needs, since your dentist will be able to spot and fix small dental issues before they become larger ones. You can also save money on your dental care needs by being proactive with your at home oral health care habits. Make sure to brush your teeth at least twice a day and floss daily as needed. Use a mouthwash that help to kill the bacteria that causes tartar build up and gum disease.  The better you take care of your teeth and gums the less likely you will need to have larger and more costly dental care services in the future.

Posted on Tuesday, Nov. 1st 2016 6:18 AM | by Share of Cost | in Share of Cost | No Comments »

How to Find the Best Family Dental Insurance Plans

Monday, Oct. 31st 2016 6:17 AM

Many of our family dental insurance plans provide access to more than 80,000 providers nationwide and include professional dentists located near your home.  Family dental care doesn’t have to cost an arm and a leg.  Family dental insurance will protect a family’s oral health and insure that trips to the dentist do not painfully affect the your wallet.

Family insurance dental plans are the greatest way to make sure healthy kids with great smiles and a strong mouth and teeth.  Family dental insurances include great benefits and coverage that includes everyone in your family.  Family members For most dental insurance plans are discussed in your household children under 18 years.  Family dental insurance for better oral health is a key aspect that creates a feeling of bond between the family members and is one of the most popular supplemental options for overall medical insurance policies.

Posted on Monday, Oct. 31st 2016 6:17 AM | by Share of Cost | in Share of Cost | No Comments »

Share of Cost, Allergic reactions to fire ant bites

Saturday, Oct. 29th 2016 6:15 AM

The blisters that develop after fire ant bites are allergic reactions, but some people develop more severe reactions. The areas immediately surrounding the bite may swell, burn, or itch.

Severe allergic reactions known as anaphylaxis are less common, but can be life-threatening. People with severe allergies to fire ant venom typically develop symptoms within a few minutes after being bitten.

The following symptoms need emergency medical help:

* Trouble with breathing
* Dizziness
* Swelling of the tongue or throat
* Confusion
* Loss of consciousness

If left untreated, these allergic reactions can cause the body to go into shock.

Posted on Saturday, Oct. 29th 2016 6:15 AM | by Share of Cost | in Share of Cost | No Comments »

Share of Cost, Second Opinions and Dental Insurance

Thursday, Oct. 27th 2016 6:12 AM

If you have dental insurance make sure your dental insurance plan provides coverages for second opinions. Not all dental insurance plans provide benefits for a second opinion, where as some dental insurance plan may require a second opinion from a specialist before providing benefits for the dental service needed. Call your insurance provider so you know ahead of time the steps required for receiving a second dental opinion.

Posted on Thursday, Oct. 27th 2016 6:12 AM | by Share of Cost | in Share of Cost | No Comments »

Share of Cost, The Right Amount of Coverage

Tuesday, Oct. 25th 2016 6:10 AM

Family Dental Insurance Plans

There are a multitude of family dental insurance plans that can provide the right amount of coverage for your entire family at an affordable rate.  With a family dental insurance plan you will have access to oral surgeons, endodontists, pedodontists, periodontists and orthodontists. In addition, under an individual and family dental insurance plan basic preventative services such as teeth cleaning and oral exams are generally covered 100%.

 

Posted on Tuesday, Oct. 25th 2016 6:10 AM | by Share of Cost | in Share of Cost | No Comments »

Share of Cost, When is it not helpful to get a second opinion?

Sunday, Oct. 23rd 2016 8:03 AM

We been talking about the benefits of getting a second opinion on your dental care. In many cases, a person wants a second opinion when he or she lacks confidence in the dentist and has doubts about how best to treat their dental condition. However in some situations, it is the dentist who suggest getting a second opinion from a dental specialist in order to obtain additional information about a dental problem. Yet there are times when second opinions are not helpful, such as when they become a fourth, fifth, sixth opinion, or more. If you find yourself doing this then stop and think.  Are you getting so many different opinion because you hope to hear a different answer then what the last five dentist have told you? If you keep hearing the same thing from each dentist, but hope to hear something different, when you finally hear what you want to hear from the six or seventh dentist, it may not be in your best interest.

Posted on Sunday, Oct. 23rd 2016 8:03 AM | by Share of Cost | in Share of Cost | No Comments »

Share of Cost, How to Deal with Fire Ant Bites

Sunday, Oct. 23rd 2016 6:00 AM

Home remedies for fire ant bites

Most people don’t need medical treatment for fire ant bites. If breathing is normal and the bite victim is not known to have a serious ant bite allergy, the following home remedies can be effective:

* Applying cold compresses to reduce swelling – 20 minutes on, 20 minutes off

* Using a hydrocortisone cream on the skin to relieve itching

* Taking an antihistamine to manage minor, localized allergic reactions and itching

* Applying a triple antibiotic ointment to the stings can help prevent infection in bites that have been opened by scratching

* Taking an oatmeal bath to reduce itching

It is important to resist the urge to scratch the bites. Scratching can open the blisters and cause infection.

Posted on Sunday, Oct. 23rd 2016 6:00 AM | by Share of Cost | in Share of Cost | No Comments »